Individuals must already be enrolled in Medicare Parts A and B to be enrolled in any Medicare supplement plan. Those who would like to enroll in Plan C must have been eligible for Medicare prior to January 1, 2020.
Individual premiums will vary based on which state the individual is seeking coverage in, which carrier they’re purchasing from, and also individual factors like gender, age, tobacco use, and a few other details. The average cost for Plan C ranges from $115-$220 each month. In general, Plan C premiums are higher in states who have a higher cost of living.
Yes, all first-dollar coverage plans were discontinued beginning on January 1, 2020. Plan F was also discontinued. CMS no longer allows any Medigap plan to include first dollar coverage. Beneficiaries who were already enrolled or who turned 65 prior to January 1, 2020 are still eligible for this plan.
There is a lot of information about each plan online, but to get an accurate quote, you’ll need to enlist the help of a licensed Medicare agent. Instead of calling each insurance carrier to get a quote, we can compare premiums across many different carriers, ensuring that you enroll with one that gives you the best rate.
We’ll need to collect some information from you in order to provide quotes since your premium is based on your information and health history, but our services come at no additional cost to you! If you choose to enroll in a Medigap plan through our agency, we also offer unlimited support. If you have problems with your coverage or have questions about how your plan works, we will be here to help.
While this can be confusing, “plans” and “parts” mean different things in Medicare. “Parts” refer to benefits of Original Medicare and “plans” refer to Medicare supplements.
Medicare Part C includes all Medicare Advantage plans, which include benefits inside and outside of Original Medicare. Part C is an alternative to Original Medicare. Medigap Plan C is the supplemental coverage you can purchase to fill in the gaps in coverage of Medicare Parts A and B.