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Phone Number

(417) 633-7200


Springfield, Missouri

Plan D

Medigap Plan F has been the most popular Medicare supplement in the recent past. It offers 100% of cost-charing when it comes to medical services. Plan F is a great option for Medicare beneficiaries who are searching for full coverage on all out-of-pocket costs, including the Part A and B deductible, copayments, and coinsurance. However, Plan F is no longer available to those who turn 65 after January 1, 2020.

Coverage Benefits

Medigap Plan D

Medigap Plan D pays for the Medicare Part A deductible, which is a huge cost-saving benefit for its members. It also offers additional coverage for hospital stays and the Part A copays and coinsurance costs. The Part B deductible is not included in the Plan D benefits.

Medigap Plan D covers:

Individuals Who Benefit from Plan D

Medigap Plan D is a good option for individuals who would like coverage outside of Orignal Medicare and don’t want to worry about unexpected hospital costs. Plan D is also great for individuals who like to travel outside of the United States and are looking for a plan with stable rate increases year over year.

Medigap Plan D Premiums

Individual premiums will vary based on which state the individual is seeking coverage in, which carrier they’re purchasing from, and also individual factors like gender, age, tobacco use, and a few other details. The average cost for Plan D ranges from $120-$200 each month. In general, Plan D premiums are higher in states who have a higher cost of living.

How to Compare

Medigap Plan D Rates

There is a lot of information about each plan online, but to get an accurate quote, you’ll need to enlist the help of a licensed Medicare agent. Instead of calling each insurance carrier to get a quote, we can compare premiums across many different carriers, ensuring that you enroll with one that gives you the best rate.

We’ll need to collect some information from you in order to provide quotes since your premium is based on your information and health history, but our services come at no additional cost to you! If you choose to enroll in a Medigap plan through our agency, we also offer unlimited support. If you have problems with your coverage or have questions about how your plan works, we will be here to help.

Medigap Plan D versus Medicare Part D

While this can be confusing, “plans” and “parts” mean different things in Medicare. “Parts” refer to benefits of Original Medicare and “plans” refer to Medicare supplements.

Medicare Part D includes coverage for prescription medications. Medigap Plan D is the supplemental coverage you can purchase to fill in the gaps in coverage of Medicare Parts A and B.

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